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Workers Compensation

Protect Your Team, Protect Your Business

A healthy, happy team is the foundation of a successful business. Sailer Insurance Services provides comprehensive workers’ compensation insurance that helps cover medical expenses and lost wages for employees injured on the job.

Why It’s Important

Injuries can happen unexpectedly. Without workers’ compensation, your business could face significant financial and legal repercussions. Protect your employees and your business by ensuring you have the right coverage.

What We Offer

Our workers’ compensation policies provide robust protection with the following key aspects:

  • Medical Benefits: Covers the cost of medical treatments, surgeries, and rehabilitation for employees injured on the job.
  • Wage Replacement: Pays for a portion of an employee’s lost wages if they are unable to work due to a work-related injury.
  • Disability Benefits: Provides compensation if the injury leads to temporary or permanent disability.
  • Death Benefits: Provides financial support to dependents if an employee dies due to a work-related injury.
  • Employer’s Liability: Protects your business from lawsuits related to workplace injuries.
  • State Compliance: Ensures you meet state-specific workers’ compensation laws and regulations.



Frequently Asked Questions

  • What does workers’ compensation insurance cover?

    Workers’ compensation insurance covers medical expenses and lost wages for employees who are injured on the job. It also provides protection against lawsuits related to workplace injuries.

  • Do I need workers’ compensation if I have just a few employees?

    Yes, in most states, workers’ compensation insurance is required by law if you have employees. Even if you only have a few, it’s a crucial safeguard for both you and your team.

  • What if my employee is injured outside of work?

    Workers’ compensation only covers injuries that occur in the course of work. Injuries outside of work would be covered by other insurance policies, like health insurance.

  • How do workers’ compensation claims affect my premiums?

    While claims can impact your premiums, maintaining a safe work environment and a strong safety program can help lower your costs in the long run.

Let’s Protect Your Team

Contact us for a workers’ compensation policy that keeps your team and business covered.

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