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Homeowners Insurance

Protect What Matters Most — Your Home

Your home is more than just a building — it’s where memories are made, and it deserves the best protection. Sailer Insurance Services offers homeowners insurance designed to give you peace of mind and financial security.

Why It’s Important

Whether it’s protecting your home from fire or theft or ensuring you’re covered against liability, homeowners insurance is a must-have for any homeowner. Safeguard your property and belongings with the right coverage

What We Offer

Our homeowners insurance policies are designed to cover all aspects of your home, with options such as:

  • Property Protection: Covers damage to the structure of your home due to fire, storms, vandalism, and other covered risks.
  • Personal Property Protection: Ensures your personal belongings, like electronics, furniture, and clothing, are covered if they’re damaged or stolen.
  • Liability Coverage: Protects you if someone is injured on your property, helping to cover medical costs and legal fees.
  • Loss of Use Coverage: Pays for additional living expenses if your home is uninhabitable due to a covered loss, like fire or flooding.
  • Flood and Earthquake Insurance: Optional coverage for natural disasters that are typically excluded from standard homeowners insurance.
  • Medical Payments: Covers medical expenses if someone is injured on your property, regardless of fault.
  • Umbrella Liability: Optional coverage that adds extra protection for larger liability risks, above and beyond your standard coverage limits.

Frequently Asked Questions

  • What does homeowners insurance cover?

    Homeowners insurance typically covers property damage, liability protection, and personal belongings in case of accidents, theft, or disasters. It also provides liability coverage if someone is injured on your property.

  • Do I need homeowners insurance if my home is paid off?

    While it’s not required by law, homeowners insurance is still highly recommended to protect your investment and personal belongings from unforeseen events.

  • Does homeowners insurance cover natural disasters?

    Homeowners insurance may cover certain natural disasters like fires or lightning strikes. However, specific events like floods or earthquakes may require additional coverage.

  • Can I add additional coverage to my homeowners policy?

    Yes, we offer optional coverage for things like jewelry, valuable art, or flood damage. We’ll work with you to customize your policy.

Protect Your Home Today

Contact us for a personalized homeowners insurance quote and ensure your home is covered.

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