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General Liability Insurance

Protect Your Business, Protect Your Future

Every business faces risks — from accidents to third-party injuries and property damage. With Sailer Insurance Services, you’ll have the general liability coverage you need to safeguard your business from the unexpected.

Why It’s Important

Without the right liability coverage, your business could face costly lawsuits or financial setbacks from unforeseen incidents. General liability insurance provides protection against common risks, so you’re always covered.

What We Offer

Our comprehensive commercial general liability policies are designed to cover a variety of risks. Here are some of the key features:

  • Bodily Injury Liability: Covers medical expenses and legal costs if someone is injured on your property or as a result of your operations.
  • Property Damage Liability: Protects your business from the cost of repairing or replacing third-party property that’s damaged by your business operations.
  • Personal and Advertising Injury: Covers defamation, slander, or advertising-related injuries caused by your business.
  • Products-Completed Operations: Covers accidents that happen after your product or service has been completed or sold.
  • Medical Payments Coverage: Pays for minor injuries sustained on your property, regardless of fault, to avoid potential lawsuits.
  • Tenant Liability: Covers liabilities if you rent or lease a commercial space.



Frequently Asked Questions

  • What is commercial general liability insurance?

    This insurance protects your business against claims of bodily injury, property damage, and personal injury caused by your products, services, or operations.

  • Does general liability insurance cover employee injuries?

    No, workers’ compensation insurance covers employee injuries. However, general liability covers injuries to third parties, such as clients or visitors to your premises.

  • Do I need commercial general liability if I’m a small business?

    Yes! Even small businesses face risks of lawsuits. Commercial general liability is one of the most important protections you can have.

  • What’s the difference between general liability and professional liability?

    General liability covers bodily injury and property damage claims, while professional liability (also known as errors and omissions insurance) covers claims related to professional advice or services.

Protect Your Business Today

We’ll help you choose the right coverage for your business needs. Reach out to get started.

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