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Business owners policy (BOP)

Comprehensive Protection for Your Business

A Business Owner’s Policy (BOP) combines essential coverage like general liability, property insurance, and more into one affordable package. Sailer Insurance Services helps simplify your insurance needs with tailored BOP options designed to protect your business from every angle.

Why It’s Important

As a business owner, you need a cost-effective way to protect your assets. A BOP gives you a comprehensive, streamlined approach to safeguard your business property, equipment, and liability in one simple policy.

What We Offer

Our customizable BOP policies include a combination of key coverages, with options tailored to your needs:

  • General Liability Coverage: Protection against third-party bodily injury, property damage, and personal injury claims.
  • Property Insurance: Covers your business property, including buildings, equipment, and inventory, from fire, theft, and other risks.
  • Business Interruption Insurance: Covers lost income and ongoing expenses if your business operations are temporarily halted due to a covered event.
  • Crime Coverage: Protects against financial losses from theft, fraud, or employee dishonesty.
  • Equipment Breakdown Coverage: Ensures that critical machinery and equipment are covered if they malfunction or break down.
  • Data Breach/Cyber Liability: Optional coverage to protect against data breaches and cyber-attacks.
  • Tenant Liability: Coverage for liabilities in leased or rented spaces.

Frequently Asked Questions

  • What is a Business Owner’s Policy (BOP)?

    A BOP is a bundled insurance policy that combines general liability insurance and commercial property insurance, often at a lower rate than purchasing the policies separately.

  • Is a BOP right for my business?

    If you have a small to medium-sized business, a BOP can be a cost-effective way to get the essential coverages you need. We can help assess your business needs and find the best policy for you.

  • Can I customize my BOP?

    Yes! We offer customizable BOPs with additional coverage options, such as business interruption, cyber liability, and more, to suit your business’s unique needs.

  • Does a BOP cover employees?

    A BOP covers general liability and property damage but does not cover workers’ compensation. You’ll need a separate workers’ compensation policy for employee coverage.

Get Peace of Mind Today

Contact us to build a BOP that protects your business and helps you focus on what matters most.

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